Most of us are aware of the fact that there are limits to the amount an insurance policy covers for different types of property. A well-known example is jewelry coverage. Some of these limits appear … [Read more...]
Home Insurance Options
Unexpected damage to roofs, windows, and sidings from wind, hail, and natural disasters can be costly and stressful. So, it is essential to insure these items of your home properly. To help with that … [Read more...]
The Rising Cost of Home Insurance
According to III (the Insurance Information Institute), the average cost of home insurance increased to a record high of $1,398 last year. This, of course, placed an added burden on homeowners who … [Read more...]
My Neighbor’s Tree Fell on My Garden Shed – Whose Insurance Pays?
Imagine you've been involved in a car accident. Insurance information gets exchanged and claims get filed, but how do insurance companies determine who pays for what? The simple answer is that it just … [Read more...]
Hidden Hazards in Your Home
Some home hazards are obvious. Others are harder to detect, but they can still be detrimental to both your property and your family’s health. Here’s a look at mold and radon, two hidden hazards that … [Read more...]
Insuring Collectibles: You May Not Have the Coverage You Need
Over the years, you’ve developed an impressive collection. Maybe it’s art or jewelry, or maybe it’s trading cards or rare toys. Regardless of what you collect, the point is that you’ve put a lot of … [Read more...]
Do You Have Enough Coverage to Rebuild Your Home?
If you haven’t reviewed your homeowners insurance in a while, now is a good time to do so. Specifically, you need to look at your limits for Coverage A, also called dwelling insurance. Due to a … [Read more...]
How to Insure Your Electric Bike
Imagine going on vacation to Maui. Now imagine your entire family biking 16 miles on a steep and winding road with a spectacular view of the ocean – all the way to Nakalele Point – where you can view … [Read more...]
10 Steps to A Successful Property Damage Insurance Claim
You have insurance in case anything goes wrong – but do you know what to do if something happens? When a property loss occurs, quick action on your part can help the claims process go smoothly and … [Read more...]
Home Insurance Comparison Shopping
Are you looking for home insurance? Don’t settle on a policy until you’ve done some home insurance comparison shopping. It can be hard to know whether you’re getting the best deal. If you only look … [Read more...]