Unexpected damage to roofs, windows, and sidings from wind, hail, and natural disasters can be costly and stressful. So, it is essential to insure these items of your home properly. To help with that … [Read more...]
Do You Need D&O Insurance?
D&O insurance, also known as directors' and officers' liability insurance, forms part of the broader management liability insurance category. This type of insurance aims to protect the directors … [Read more...]
Flexible Underwriting – The Benefits of Working With An Independent Insurance Agent
Not all homeowners realize the differences between using a ‘captive’ insurance agent who only works for one specific company and an independent insurance agent who can look for the best deal from a … [Read more...]
The Rising Cost of Home Insurance
According to III (the Insurance Information Institute), the average cost of home insurance increased to a record high of $1,398 last year. This, of course, placed an added burden on homeowners who … [Read more...]
The Rising Cost of Everything
If you’ve had a car repaired recently, you may have noticed that your bill was higher than usual. The same goes for rental cars. Many companies are charging higher fees to rent a vehicle, which of … [Read more...]
My Neighbor’s Tree Fell on My Garden Shed – Whose Insurance Pays?
Imagine you've been involved in a car accident. Insurance information gets exchanged and claims get filed, but how do insurance companies determine who pays for what? The simple answer is that it just … [Read more...]
Hidden Hazards in Your Home
Some home hazards are obvious. Others are harder to detect, but they can still be detrimental to both your property and your family’s health. Here’s a look at mold and radon, two hidden hazards that … [Read more...]
Insuring Collectibles: You May Not Have the Coverage You Need
Over the years, you’ve developed an impressive collection. Maybe it’s art or jewelry, or maybe it’s trading cards or rare toys. Regardless of what you collect, the point is that you’ve put a lot of … [Read more...]
Happy Holidays to All
The nights are getting longer, but thanks to warm homes, an abundance of healthy food, and the company of our friends and family, the winter days seem especially bright. While it's easy to get caught … [Read more...]
Snowmobile Safety
Snowmobiling is a great way to cruise around the winter terrain and have a blast in the process. Whether you can jump on a trail right out your back door, or you have to take a trip to the mountains, … [Read more...]
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