Do you have teenage drivers in your household? It sure isn’t boring, is it? 🙂 This phase of life is an exciting time for teenagers and parents. That period between childhood and adulthood can be dangerous as well if their new responsibilities are not taken seriously. A crucial point that adults should not forget, is to remind teenage drivers of the responsibilities that come with having a driver’s license: driving safely and being properly insured. Here are a few tips that can save you a few dollars when in comes to insuring teenage drivers.
Teenage Driver Insurance Tips
Maintain a Clean Driving Record
Make sure your teenage drivers get a comprehensive driving education on the law. Start early when they are just kids by being a good driver yourself. Not only will it inspire them to steer clear of driving violations, your insurance costs will be lower too.
Include Teens on Your Policy
Instead of setting up a separate policy for your teenage drivers, why not include them on yours? Add them as additional drivers so that whatever discounts you qualify for may get passed on to them as well.
Maximize Policy Discounts
Ask about suitable discounts insurance companies offer such as: Multiple Vehicle Discount, Good Driver Discount and College Graduate Discount. Do you have a teen driver that does well in school? If so, you will likely qualify for a Good Student Discount as well.
Choose a Safe Car
It may be a teenager’s dream to own a sports car or the latest SUV but to make sure they are safe get them cars with an excellent reputation for safety and that have the latest safety equipment. What’s more is that insurance companies offer lower premiums when you get a safe car for them. Why? Safe cars are less of a risk than that of fast cars.