Here in Waukesha, we are proud of our military service men and women, and we are equally proud of our veterans. Though they can never be repaid for the sacrifices you make for our country; many insurers are happy to show their gratitude to military men and women by offering special accommodations on car insurance.
Before you start shopping for coverage, you will need to know how your role in the military might affect your insurance needs and the price you will pay. Continue reading to learn what you need to know about getting an online car insurance quote for a military service member.
Coverage During Deployment
If you are a member of the military, there is always a chance that you can be deployed. While you may already know about a future deployment date, there is a possibility that you could be deployed with little notice. Since you can’t take your vehicle overseas, your first instinct might be to cancel your coverage until you return.
Don’t make that mistake. Canceling your coverage could be detrimental to your ability to find car insurance when you return from deployment. Any lapse in coverage, whether for a day or a year, is a red flag to insurance companies. If your vehicle is out of commission or in storage for an extended period of time, you will still need to maintain liability and comprehensive damage insurance. Not only will this keep you compliant with Wisconsin law, but it will also ensure your insurance will cover repair or replacement of your vehicle if it is stolen or damaged during your deployment.
Work With an Insurance Agency that Understands Your Needs
Many military service members opt to work with a local independent insurance agency to find and maintain car insurance both overseas and at home. An independent agent can serve military members in a unique way, starting with an understanding of how life works in the military. With an agent, service members have a connection at home that can be of assistance if something goes wrong while the policy-holder is on deployment.
It does not cost more to use the services of an independent agent. Instead, the agent only serves as a middle-man between drivers and insurance companies, providing valuable advice and service to drivers at no additional cost.
Some Insurance companies offer various discounts to drivers based on characteristics perceived to lower the risk of a future claim. Some insurers extend discounts to members of the military and veterans, which can help keep the cost of coverage low.
If you are a veteran or an active member of the U.S. military, we here at Couri Insurance Agency are happy to be of service to you. Contact us today to find out how we can help you maintain the coverage you need both at home and overseas.