A lot of people’s main concern when it comes to getting a car insurance is the cost associated with it. A very expensive premium can be a deal-breaker and some would rather opt to have no insurance at all than to have to pay for something that takes too much out of their pockets.
If you want to find ways to cut down on your insurance premiums, you do have options. Many of the insurance companies we represent offer numerous discounts.
Car Insurance Discounts
If you’ve added a lot of safety equipment to your car, such as anti-lock brakes, airbags, and even stuff that make it less easy to steal such as car alarms, these should be able to help you lessen your premiums.
Low Mileage Discount
This discount can be given to those who don’t drive very often. Of course, not going out very often lessens your chances of getting into accidents. This discount can be applied to those with 6,000 miles or less per year.
Most insurance companies offer a discount on your next policy if you already have an existing one with them. If you’ve already insured your house, your life or another vehicle with a particular company, try to get your current auto insurance from them too.
Good Student Discount
Okay, so it’s not necessarily the student ID that gets you the discount, but being a full-time student with a higher than average GPA can save you bundles on your insurance. This is especially helpful if you’re not yet earning your own income but have to pay your premiums out of your allowance.
Safe Driver Discount
Safe drivers mean less auto accidents and that means lesser insurance claims. If you’ve had an untainted driving record for at least 3 years straight, some insurance companies could give you a discount of 20% or more.
If you’re currently paying too much for your insurance, stop in to our office at 379 West Main Street Waukesha, WI 53186. You can also call and talk with us at 262-548-8077.