Multiple factors affect your auto insurance rates: your driving record, age, and address all significantly impact how much you pay for a policy. One factor you may not have considered is that theft rates impact your car insurance premiums, too.
According to the National Insurance Crime Bureau, the 10 most frequently stolen vehicles are as follows:
- 1994 Honda Accord
- 1995 Honda Civic
- 1991Toyota Camry
- 1999 Chevrolet Pickup (Full Size)
- 1997 Ford F150 Series/Pickup
- 2004 Dodge Ram
- 2000 Dodge Caravan
- 1994 Acura Integra
- 2002 Ford Explorer
- 1999 Ford Taurus
What does this mean for you as a consumer? These stats can help you if you’re shopping for a vehicle. Many of these cars are older models and relatively safe, so they’re popular choices for teenage drivers.
If you do own a vehicle on this list, you can take extra measures to make the car less thief-friendly. These suggestions are actually a great idea for any vehicle!
- Never hide a spare key on or in your vehicle. Experiences car thieves know exactly where to find them.
- Replace T-shaped locks with straight ones. Straight locks are more difficult to unlock with common tools.
- Use a visible steering wheel lock that makes it impossible to turn the car’s wheel.
- Install an alarm system if the vehicle isn’t already equipped with one.
Your insurance agent can suggest other measures for reducing your auto insurance rates. Ask about every aspect of your policy to ensure that you have the most cost effective coverage for you and your family.